| Terms and Conditions Title: |
Plan It Terms |
| Terms And Conditions Body: |
<p>If you check out using Plan It, your purchase with Delta Air Lines will be automatically placed into a payment plan, subject to a plan fee. The plan fee is a fixed finance charge that will be charged each month that the corresponding plan is active. Your plan will typically be set up on your Account within 48 hours of the purchase but may take up to 5 days. If the merchant submits your purchase as multiple separate amounts you will have multiple plans created on your account.\n\nAt checkout, you will be offered 1–3 plan duration options. Plan duration options may vary depending on the total dollar amount of the qualifying purchase you move into a Plan. The number and length of plan duration options offered to you will be at our discretion and will be based on a variety of factors such as your creditworthiness, the purchase amount(s), and your Account history. After a plan is paid in full, it will be removed from your Account in the next billing period.\n\nYour ability to use Plan It at checkout will be based on a variety of factors such as your creditworthiness, and your Credit Limit or Pay Over Time Limit, as applicable. The Pay Over Time Limit applies to the total of your Pay Over Time, Cash Advance, and Plan balances. We may not be able to create a plan if it would cause you to exceed your Pay Over Time Limit or cause your Plan balance to exceed 95% of your Account Total New Balance on your last billing statement. We will not be able to create plans if at the time the plan is requested or at the time the plan is set up on your Account, your Pay Over Time feature is suspended or your Account is canceled. We will also not be able to create plans if, at the time the plan is requested or at the time the plan is set up on your Account, one or more of your American Express Accounts is enrolled in a payment program has a payment that is returned unpaid, or is past due.\n\nPlan It is available on Card Accounts issued by a U.S. banking subsidiary of American Express, excluding Accounts that do not have either a Credit Limit or the Pay Over Time feature. Only the Basic Card Member or Authorized Account Managers on the Account can create a plan. Prepaid Cards and products, American Express Corporate Cards, American Express Small Business Cards and American Express-branded Cards or Account numbers issued by other financial institutions are not eligible.\n\nLearn more about Plan It: americanexpress.com/planit</p>
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| Plan It Screen: |
/content/dam/payment-plans/mobile-contentfragments/planitscreen |
| Checkout Screen: |
/content/dam/payment-plans/mobile-contentfragments/checkoutscreen |
| Purchase Confirmation: |
/content/dam/payment-plans/mobile-contentfragments/purchaseconfirmation |
| Modal State Messaging: |
/content/dam/payment-plans/mobile-contentfragments/statesmessagelist |